The total audience of the ecosystem, which includes TBC Bank in Uzbekistan, payment service payme, installment service TBC BNPL, digital insurance platform TBC Sug'urta and SaaS solution for retail BILLZ, reached 24.2 million registered users as of March 31, 2026 - 23% more than a year ago. The monthly active audience was 5.8 million people.The volume of payments made through the ecosystem platforms increased by 31.1% year-on-year and reached 31.8 trillion soums (≈ $2.62 billion). The deposit portfolio increased by 24.3% to 7.1 trillion soums (≈ $585 million), and the credit portfolio increased by 3.4% to 10.4 trillion soums (≈ $857 million).Among retail products, the dynamics of the flagship debit card TBC Salom deserves special attention:The number of TBC Salom debit cards issued during the quarter exceeded 1 million, which is five times more than the figure of 230 thousand in the same period last year. The balances on these cards make up about 4% of the total deposit portfolio. The TBC Osmon credit card has reached 183 thousand units, and the balances on it account for 9% of the total credit portfolio. The company positions itself as one of the leaders in the emerging credit card market in Uzbekistan, which, according to its estimates, is showing rapid growth along with the spread of the product among consumers.Subscription packages available in TBC Bank and the payment application Payme attracted 1.1 million users, which is seven times more than in the previous year. The installment service TBC BNPL reached 190 thousand active users; the deferred payment function was integrated into the Payme application and Payme travel section, which doubled the sales of reservations and tickets through this channel compared to the first quarter of 2025.TBC is also preparing to launch auto loans in Uzbekistan this year with instant approval in less than a minute. Preliminary partnership agreements have already been signed with a number of manufacturers, dealers and distributors.The business direction TBC Biznes has 67 thousand registered clients, of which 21 thousand are active. The total number of loans issued to small and medium-sized businesses, including the self-employed, exceeded 185 thousand, which is 18% of the total loan portfolio. During the quarter, a new application TBC Biznes was launched, a multi-level subscription service was introduced to the market, and the maximum loan amount for entrepreneurs was increased to 600 million soums (≈ $49.4 thousand).SaaS platform BILLZ processed more than 11 million transactions in the first quarter, with a total volume of 5.8 trillion soums (≈ $478 million). By the end of March, the number of its users amounted to more than 4 thousand registered business clients, and the network of active merchants exceeded 6 thousand. To cover micro and small businesses, it launched BILLZ lite, a simplified mobile version of the platform.In the technological sphere, the company completed the implementation of the AI-assistant Lola for the entire user base, after successful testing in the Friends & Family mode at the end of 2025. In April 2026, the assistant was awarded by Global Finance as the best fintech innovation in the Asia-Pacific region. Other technological innovations of the quarter included the integration of QR-payments in TBC Bank using MSQR and CSQR formats, as well as the integration of payme into the bank’s partner network, which opened up access to more than 20 thousand merchants for TBC Bank customers.“The past quarter was marked by significant achievements that lay the foundation for a new stage of further growth and development of our ecosystem as the region’s leading unified platform for consumers and entrepreneurs,” said Nika Kurdiani, CEO of TBC Uzbekistan. According to him, the flagship card products are rapidly growing their audience, the business direction is already yielding visible results, and the AI-assistant Lola will in the future turn into a full-fledged personal assistant that will connect corporate and retail clients into a single ecosystem.

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According to a statement released by the Georgian Ministry of Foreign Affairs, the decision was taken within the framework of the issue - “The Council of Europe and the conflict in Georgia”. In the document, the 46 member states of the organization reaffirm their firm support for the sovereignty and territorial integrity of Georgia within its internationally recognized borders.The Committee of Ministers emphasizes that the Russian Federation continues to violate international obligations, including the ceasefire agreement of 12 August 2008, signed with the mediation of the European Union. According to the document, Moscow continues its illegal military presence in the Georgian regions of Abkhazia and Tskhinvali.In the decision, the member states recall the historic Reykjavik Summit of May 2023 and call on Russia to immediately, completely and unconditionally withdraw its armed forces from the territory of Georgia. The resolution is another legal confirmation of the Council of Europe's policy of non-recognition of Georgia's occupied regions and support for a peaceful resolution of the conflict.

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In detail: The residential segment index increased by 0.4 percent compared to the previous month and by 0.2 percent compared to the same month of the previous year The non-residential segment index increased by 2.1 percent compared to the previous month and by 3.2 percent compared to the same month of the previous year The civil segment index increased by 3.2 percent compared to the previous month and by 3.3 percent compared to the same month of the previous year In March 2026 the Construction Cost Index (CCI) increased by 1.9 percent compared to the previous month. The change was mainly due to a 7.7 percent increase in the transportation, fuel and electricity cost category, which contributed 0.94 percentage points to the total index change.Compared to March 2025 the CCI increased by 2.0 percent. The latter was largely caused by the 2.7 percent increase in average monthly nominal wages of employees in the construction sector and by the 4.3 percent increase in the cost category of transportation, fuel and electricity, which contributed 1.35 and 0.62 percentage points to the total index change, respectively.Along with this, the Construction Cost Index posted a 26 percent increase compared to February 2022.

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The theme of 2026 was “Small Steps”. The concept reflects both the history of the development of “Crystal”, which began its activities 28 years ago with small steps, as well as the creation of small, but critically important impulses that help people and businesses.These values ​​​​have defined the corporate culture of “Crystal” since its founding, and support for TEDxTbilisi 2026 is part of these values.“TEDx has become a space for many around the world, where they often find inspiration for changes in their personal or public lives. The stories and visions shared at the event can become motivation for realizing new opportunities. The path to the most ambitious goals begins with small steps,” said Ilia Revia, General Director of “Crystal”.Tbilisi joined TEDx, a global space for sharing ideas, in 2012 and, under the TED license, TEDxTbilisi hosts speakers from various fields.

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Ex-Dividend Date: 25 June 2026 Record Date: 26 June 2026 Currency Conversion Date: 26 June 2026 Payment Date: 10 July 2026 The National Bank of Georgia's Lari/British Pounds Sterling average exchange rate for the period of 22 June to 26 June 2026 will be used as the exchange rate on the Currency Conversion Date and will be announced in due course.

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The Programme is consistent with the Group's capital return policy to target a dividend/share buyback payout ratio in the range of 30-50% of annual profits.The programme will commence shortly and end no later than the Company's Annual General Meeting 2026 (on 22 May 2026, the "2026 AGM") and renewed shareholder authority for buybacks will be sought at the Annual General Meeting 2026.The shares will be purchased in the open market.  The purpose of the buyback is to reduce the Group's share capital, and the cancellation of the treasury shares repurchased will be executed on a monthly basis.The Programme will be conducted within certain pre-set parameters, and in accordance with the general authority to repurchase shares granted at the 2025Annual General Meeting, Chapter 9 of the FCA UK Listing Rules, and the provisions of the Market Abuse Regulation 596/2014/EU and of the Commission Delegated Regulation (EU) 2016/1052 (as they form part of UK domestic law).The maximum number of shares that may be repurchased under the programme is 3,698,973. The Company has appointed Cavendish Capital Markets Limited ("Cavendish") to manage the Programme. During any closed periods the Company and its directors have no power to invoke any changes to the Programme and it will be executed at the sole discretion of Cavendish.The Company will make further announcements in due course following the completion of any share repurchases.PLC (the "Company"- LSE: BGEO LN) announces that the Company has cancelled 141,978 treasury shares bought back under the GEL 53.5 million share buyback and cancellation programme announced on 25 February 2026, which was an extension of the GEL 98.0 million and GEL 51.5 million share buyback and cancellation programmes announced on 20 August 2025 and 20 November 2025 respectively (the "Buyback Programme").The Company has completed the GEL 53.5 million share buyback and the total number of shares cancelled since the launch of the Buyback Programme in August 2025 is 639,647. All the treasury shares purchased in the Buyback Programme have now been cancelled.

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