The bank's customer service center (hotline) reported that the rate on pension loans is issued at an annual rate of 24-25%.It is also difficult to indicate the effective rate for consumer loans. The operator notes that it is possible only after filling out the application, during the session processing.The nominal rate is determined from 9.9% for Liberty's salary clients and from 15.9% for clients of other banks.Consumer loans, including pension loans, are issued for a term of up to 4 years. The borrower's age at the end of the loan should not exceed 84 (overdraft up to 76 years).As of Q1/2025, the volume of loans secured by pension (and other social payments) (total value, not principal amount) is 439.7 million GEL (2024 – GEL 431.3 million GEL).In the first quarter of 2025, the volume increased, while the number of loans decreased. Total, 286,877 units of credit have been issued (01.01.2025 - 294,991).Annually, the volume has increased by 4.7%, the number has decreased Q1/2024 – 420 million; 341,388 units of loans).

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Including a certificate of deposit, an analogue of which, with the same parameters, Crystal has issued before its transformation into a bank (2023). The most secure, promissory note-type security is "Moneta", which will become even more flexible after being renamed a certificate of deposit.The microbank believes that along with small and medium-sized business loans, "Crystal" has a competitive advantage in the market with this deposit product.At this stage, the security with a maturity of up to 2 years is priced at 13.5% in GEL. The yield of the certificate denominated in USD and EUR is 2-2.5% higher than the market rate, respectively, the annual rate in USD is 6.25%, in EUR - 4.75%.Filling out consumer and auto loan applications in "Crystal" is already convenient remotely. The management has developed 95 projects for the formation of a bank, including the development of digital channels.The management believes that it is well positioned in the segment of lending to small and medium-sized enterprises, because it is a niche for "Crystal". It is closer to business and, accordingly, better knows their needs.At the moment, Microbank Crystal issues mortgage loans from 18% (effective from 22%), consumer loans from 20% (effective from 23.5%), car loans from 16% (effective from 28%) and also car pawnshops from 16% (effective from 30%). As of May 1, "Crystal" is represented in the banking market with a credit portfolio of 564 million GEL, with a market share of 0.9%. It has the largest portfolio among microbanks (2nd MBC holds 0.2%). It is also large in several banks operating in the former MFO market (Pasha Bank, Ziraat Bank, Silk Bank).

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During the forum, Zourabichvili held discussions with Czech President Petr Pavel and French Minister for Europe Benjamin Haddad, focusing on the ongoing developments in Georgia.The press service reported that, in the course of these conversations, Salome Zourabichvili spoke about: “the current situation in Georgia, including the widespread repressions carried out by the Georgian Dream government, the imprisonment of political figures, heavy fines, and the large-scale fines imposed on those who oppose or criticize the government’s foreign policy and domestic policies”.

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Earlier, Nika Gvaramia wrote on social media: "Not a single step back! Our homeland is behind us! The oligarchy must fall! Glory to Georgia!".During the trial, the prosecutor's office requested that the preventive measure imposed on Nika Gvaramia, the 30,000-GEL bail, be replaced with imprisonment. The judge granted the prosecutor's request and replaced Gvaramia's bail imposed as a preventive measure with imprisonment.The accused politician did not pay the bail imposed on him within the period established by law.Nika Gvaramia was summoned to give an explanation before the Temporary Investigative Commission of the Parliament of Georgia, where he did not appear. In this regard, he has been charged under Article 349 of the Criminal Code, which refers to "failure to comply with the request of the Temporary Investigative Commission of the Parliament of Georgia", which is punishable by a fine, or imprisonment for a term of up to one year, or deprivation of the right to hold a position or engage in activity for a term of up to three years.Nika Gvaramia was granted bail of 30,000 GEL as a preventive measure, which was set at 50 days. The aforementioned period expired on June 7.Several other politicians have been arrested on charges of failing to appear at the Tsulukiani Commission. Among them: former Defense Minister Irakli Okruashvili, Nika Melia, co-founder of the Akhali party and leader of the Girchi More Freedom party Zura Japaridze.Criminal cases have also been opened against other politicians for failing to appear at the Tsulukiani Commission, who chose to pay bail rather than imprisonment. These are: Mamuka Khazaradze and Badri Japaridze - 50,000 GEL each, Givi Targamadze - 10,000 GEL, and Giorgi Vashadze - 50,000 GEL.

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The value of export increased by 14.6 percent reaching USD 2 595.3 million, while the import increased by 12.8 percent and amounted to USD 7,19 billion.The trade deficit equaled USD 4,6 bln and its share in trade turnover constituted 47%.

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In 2024, the number of events held in the country amounted to 4.8 thousand, of which the number of offsite events amounted to 177. The number of events held abroad amounted to 136.The number of performances in 2024 decreased by 3.5 percent compared to the previous year and amounted to 4 518. Approximately two-thirds (69.4 percent) of the performances were held in Tbilisi.In 2024, the total number of attendants decreased by 17.6 percent compared to the previous year and amounted to 636.1 thousand. Two-thirds of attendants (66.2 percent) come to Tbilisi, with Imereti in second place (10.3 percent).In 2024, 261 museums and museum reserves were operated in Georgia, of which 104 were memorial, 74 - history (regional studies), 23 - arts, 13 - museum-reserve, 2 – literature studies, and 45 – other types of museums.In 2024, most museums were operated in Tbilisi (22.6%), followed by Imereti (15.3%) and Kakheti (14.2%).In 2024, the number of visitors in museums decreased by 7.8 percent compared to the previous year and amounted to 1.9 million. Average number of visitors per museum equaled to 7.3 thousand persons.In 2024, the number of excursions in museums decreased by 3.0 percent and amounted to 45.0 thousand, the number of exhibitions increased by 2.5 percent and amounted to 939.

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