Banks increase deposits in dirhams

The share of 2 systemic banks is more than 86%. The Bank of Georgia's income from various services provided to clients/in relation to the credit portfolio is 0.7%. TBC's income from commissions/on loans is 0.4%.The coefficient of the No. 3 systemic bank, Liberty, is up to 0.3%. However, with net commission income of >19 million, Credo is in the TOP-3, with a credit portfolio of 3.36 billion GEL (coefficient 0.7%).

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As of December 31, 2025, 2.87 million people (72.8% of the total population) were connected to the water supply system, which is 2.9% more than the similar figure of the previous year (2.79 million people).In 2025, the number of people connected to the sewage system amounted to 2.06 million (52.3% of the total population), which is 3% higher than the previous year's figure (2 million).In 2025, the number of people connected to wastewater treatment plants amounted to 1.64 million (41.6% of the total population), which is 3.1% higher than the previous year's figure (1.59 million).

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The IMF highlights that stronger reserve positions have improved perceptions of macroeconomic resilience, reducing sovereign risk and supporting lower financing costs. The report also links reserve accumulation to structural benefits, including reduced private-sector dollarization and improved capacity for foreign exchange interventions aimed at smoothing excessive volatility in shallow FX markets.Beyond current adequacy levels, the IMF estimates that Georgia’s optimal reserve range could be higher—around 145–150% of the IMF’s ARA metric-given country-specific vulnerabilities. It argues that additional reserves act as a form of self-insurance, offering broader benefits than traditional benchmarks capture, particularly in emerging markets exposed to capital flow volatility and external shocks.The Fund also notes that continued opportunistic accumulation remains appropriate under current conditions of elevated global uncertainty. It considers the NBG’s price-based FX intervention framework broadly consistent with reserve-building objectives, allowing flexibility in exchange rate adjustment while gradually strengthening buffers through continued net purchases, which reached $632.9 million in May alone.

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The percentage distribution of the number of deaths by the main classes of causes of death differs for different age groups.Among the deaths of children under 5 years of age, disorders that arose in the perinatal period dominate.Injuries, poisonings, and various consequences of external causes predominate among people aged 5-39, as the probability of accidents is relatively high for this age group, while among the causes of death among the population aged 40 and older, diseases of the circulatory system and tumors will dominate in 2025.

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According to the NBG, the Governor served as a speaker during a panel discussion at the forum. The session addressed key trends concerning stablecoins, programmable banking, digital assets, and the broader digital transformation of the financial sector.Natia Turnava presented participants with an overview of the reforms implemented by the National Bank of Georgia to foster an innovative financial ecosystem. She discussed the licensing regime for digital banks, the regulatory framework for Virtual Asset Service Providers (VASPs), and the new model for stablecoin regulation, noting that it represents the first framework of its kind in the region.“Over recent years, the NBG has created a supportive environment for the development of innovative financial services. We have introduced new licensing regimes and established regulatory frameworks designed to foster innovation. As a result, three digital banks are now operating in Georgia. We have also developed a regulatory framework for Virtual Asset Service Providers (VASPs), which has led to the registration of 40 new companies in the country, including leading international firms. Most recently, we introduced a new regulatory model for stablecoins, which is the first of its kind in the region in terms of substance and is aligned with the best international practices,” stated the NBG Governor.She also emphasised that, alongside fostering innovation, the NBG places paramount importance on solidifying trust in the national currency and the overall financial system.“As a central bank, we see our role as both a facilitator of financial innovation and a guardian of monetary trust. Our objective is to establish a regulatory framework that ensures the safe development of innovative products and services, while at the same time preserving confidence in the national currency and the financial system,” remarked Natia Turnava.The Point Zero Forum is an international platform uniting representatives from central banks, regulatory bodies, international organisations, and the private sector. The forum facilitates the exchange of expertise regarding financial sector development, digital transformation, and innovation, while addressing contemporary industry challenges.

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10,000 GEL was imposed on the country's main pawnshop for incorrectly informing the financial monitoring of transactions.12,000 - for deceiving the NBG. The requested information was incorrectly provided to the supervisor in 6 cases.30,000 GEL was issued for failure to comply with the requirements for recording transactions with 3 clients. Operations were not carried out in the electronic system.5 clients violated the requirements of the anti-money laundering legislation on monitoring business relationships, which is subject to a sanction of 30,000 GEL.No preventive measures were taken on these 5 clients. Their activities are unstudied.The largest player in the M/O market is the pawnshop. The main product of MFO "Rico"'s credit line is a pawn loan, although management believes that this does not detract from the financial institution. It is the most reliable in the MFO market.

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As of June (01.06.1026), the Russian bank's subsidiaries VTB (26 million), Silk (11.3 million), digital Hash Bank (4.9 million) and Paysera (0.956 million) have been sanctioned for losses.

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According to the Prime Minister, in recent years, the Middle Corridor has emerged as one of the most reliable routes between Europe and Asia, and Georgia has become a powerful economic and logistical hub that creates additional value for international trade.“In the first five months of this year, cargo turnover in Georgian ports increased by 21%. As for the new Poti seaport, cargo turnover here has increased by 78% over the past three years. These figures clearly indicate that the demand for our transport corridor is growing very rapidly. Our task is to respond to this demand with modern infrastructure. That is why we continue to fully modernize the country's transport network: we are expanding ports, building the Anaklia deep-water port, and upgrading railway and road highways,” said Irakli Kobakhidze.He expressed special gratitude to the US International Development Finance Corporation (DFC) and noted that the project unites the state, Georgian business and American financial institutions around a common goal. The Prime Minister also highlighted the success of the Georgian company developing the project, PACE Group, which shows that local business has the appropriate competence and resources.$25 Million US Investment in Poti PortAccording to the US Embassy in Georgia, the US Development Finance Corporation (DFC) has officially signed a second loan agreement with the Georgian company PACE Group in the amount of $25 million.The financial resources will be used to complete the construction of the second berth of the new Poti seaport.The economic impact of the project includes several key points: Increase in throughput: The port's throughput will increase by more than 1 million tons per year. Cargo diversification: The ability to process bulk cargo will significantly increase. Regional competitiveness: Critical infrastructure will be strengthened, which will make trade along the Trans-Caspian Corridor even safer and more efficient.

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