Tbilisi (GBC) – The banking sector maintains a return on equity (ROE) of over 22%. It concluded the third quarter (as of October 1, 2026) at 22.75%.

Bank of Georgia Group leads the ranking; as of Q3 2026, its ROE stands at 30.72%.

Liberty Bank’s return on equity has decreased, a shift linked to a major consolidation within the sector (the Chinese Hualing Group is in the process of acquiring Liberty Bank).

TOP 7 Banks by Return on Equity (ROE)

9m/2026 

Bank of Georgia

30,72%

TBC Bank

23,96%

Liberty Bank

13,51%

BasisBank

17,67%

Credo Bank

17,58%

ProCredit Bank

11,35%

Tera Bank

10,10%

 Source: Commercial Banks