Tbilisi (GBC) - Credit activity has slowed down. The annual growth rate of banks' credit investments has decreased to 15.07%, from 19% (01.06.2024).
A downward trend has been observed since the beginning of the year (01.01.2025 +18%Y.Y).
Business lending has also slowed down. According to the statistics of the National Bank of Georgia, as of 01.06.2025, the annual growth rate is 13.2% (01.01.2025 + 17.8%Y.Y. 01.06.2024 + 20.08%). Volume - 37.1 billion (01.06.2024 – 32.9 billion).
Banks' investments in large businesses are 11.9 billion GEL (01.01.2025- 12.2 billion; 01.06.2024 –10.67 billion) in medium and small (SME) - 25.2 billion (01.01.2025 – 24.27 billion, 01.06.2024 – 22.25 billion).
In May, 1,878 loans worth 1.6 billion GEL were issued to large businesses. 31,747 loans worth 1.3 billion GEL were issued to SMEs.
The dollarization of the flow issued to large businesses is 52%, SME – 49.2%.