Tbilisi (GBC) - The banking sector ended January with a net profit of 283.3 million GEL (L/Y - 238 million).

According to the statistics of the National Bank of Georgia, as of 01.02.2026, all banks are profitable, except for Silk Bank and the sanctioned VTB. If we do not include the loss-making Digital Hash and Pave banks (Paysera’s profit is 654,000 GEL).

Silk Bank's loss has increased to 2.1 million GEL (L/Y - 1.5 million), which is related to the cost of developing digital channels. The loss of Russian VTB has decreased, to 7 million (01/2025 - 12.1 million).

Both microbanks are profitable (MBC - 0.4 million; Crystal - 2.4 million).

Among banks with large assets, Arab capital's "Tera", with a profit of 3 million, overtook German "ProCredit" (2.8 million). Georgian "Cartu" (1.09 million) lagged behind Kazakh "Halyk Bank" (1.95 million) and even Microbank.

TOP-5 banks by net profit in January (2026/2025)

Bank of Georgia

149,082

126,160

TBC Bank

102,341

88,740

Liberty Bank

9,178

11,369

Basis Bank

8,476

7,078

Credo

6,764

7,300

SourceNBG.  Commercial banks      000 GEL                     000 GEL